Daryl Shows The Poconos

Some unscrupulous lenders use abusive practices, known as predatory lending, to trap borrowers in loans they can’t afford. Those lenders target vulnerable groups, make misleading claims and conceal the true cost of their loans.

Types of Predatory Lending
It’s legal for lenders to charge borrowers with bad credit high interest rates since they’re riskier than customers with good credit. Predatory lenders deliberately target people with bad credit and charge them exorbitant interest rates.

Cleaning doesn’t have to be a hassle if you keep on top of it. Here are some small daily steps you can take to keep your home clean.

Post-shower swipe. To keep mold at bay, store a washcloth in your shower that you use for wiping down surfaces after you turn the water off. Just make sure everyone in the family knows the purpose of the rag so it doesn’t end up on anyone’s face! Swap the rag out once a week.

The offer of a zero-interest credit card can look enticing when it arrives in the mail. Who doesn’t want to avoid paying interest on credit card charges?

As with most things in life, there are pros and cons to using 0-percent credit cards. Here are some facts to consider before you respond to that offer:

The fall often brings cozy decor, tasty food, and fun celebrations into your home—but it can also be a time for tracking in wet leaves, mud, and other markers of the changing weather. Keeping up with maintenance in your mudroom or entryway is of the utmost importance to prevent any potential damage to your interior.

If you don’t already have a dedicated mudroom, you can still reap the benefits of upgrading your entryway for the season ahead.

Wipe your feet  

Puttering in the garden is an age-old hobby pursued for several reasons; it can keep you fit, provide food and flowers, and help you live in a more beautiful world. Experienced gardeners say mastering a few simple skills can get you off to a productive start to the home garden of your dreams:

Reusing things you use often instead of using them once and then throwing them away will not only benefit the environment, but will save you some cash, too. 

Here are four reusable items that will more than pay for themselves in savings. 

Shopping Bags
A plastic bag has a lifespan of 12 minutes from when it’s initially filled with groceries at the store to when it’s discarded when you get home, according to Reuse This Bag. These bags can take 1,000 years to decompose. 

If you plan to repaint your interiors this year, don’t forget to pick a hue that will positively impact your mood. While bright red or neon green may be fun, they can subconsciously create stress in the body. Below are five peaceful paint colors to up the “ahhh” factor of your favorite spaces.

Violet
A dusty purple can promote balance and inner peace. Make sure to pick a shade with more blue tones and less black for a relaxing vibe.