Daryl Shows The Poconos
If you’re buried in debt that you can’t repay, declaring bankruptcy can allow you to start over with a clean slate. It can also lower your credit score and make it difficult to access credit in the future. With a strategy and dedication, you can rebuild your credit and achieve your financial goals.
See Where You StandStart by taking a realistic look at your current situation. Obtain copies of your credit reports to see how your financial struggles have affected your credit scores. Knowing your...
Many Americans struggle to manage credit card debt. If you have accumulated high balances, either because of overspending or because of circumstances beyond your control, you’re likely feeling stressed by your debt. With many credit cards carrying high interest rates, it may feel like you will never pay off the balances.
How Balance Transfer Cards WorkIf you have good credit, you may qualify for a balance transfer card with a low interest rate. A balance transfer allows you to move your balance...
If you’ve just graduated from college, this is the perfect time to establish smart financial habits. With hopefully a full-time job awaiting, this is the time to establish habits you’ll continue throughout your life.
Where to start? It’s likely you’ve racked up some student loan debt. The good news is that federal student loans come with a grace period after graduation of usually six months. Borrowers don’t have to make payments during this time and can use that time to make sure they have a pa...
Like anything else in life, what you see when you look at a home is not always what you get. What might look like a charming Colonial on the outside can be riddled with problems on the inside—leaving you, the buyer, with a big mess.
Luckily, there’s something that can prevent this problem from plaguing you long after the “for sale” sign comes down: a home inspection.
Home inspections are a critical piece of the home buying puzzle because not only can they help you uncover potential problems, b...
Keep clutter in check with these tips for sorting clothes, toys, and electronics that are sure to make your home an organized and stress-free environment!
Weekly wardrobeStreamline morning routines by having kids pick out an entire week’s worth of outfits every Sunday evening. Place the complete outfits into their own bins, along with any coordinating hats and accessories, and label the containers for the days of the week. Children will appreciate the control over their clothing options wh...
Looking to cut your energy costs?
It can take years for a new, more energy-efficient refrigerator or other major appliance to pay for itself in savings on a utility bill. If that’s the path you want to take, this Energy Star calculator can estimate the amount of money saved by replacing an old fridge with a new one. But if you want to see quicker results, here’s how you can save on cash and your energy usage:
Less Hot WaterBy lowering the temperature on your water heater to 120 degrees Fahrenhe...
Whether it’s your kids’ playroom or a game room for the whole family, recreational rooms are supposed to be fun, not stressful. These rooms, however, have the potential to accumulate clutter because of the loose items they house. If you’re looking to tidy up your playroom or game room, follow these organizational strategies.
Downsize
Be honest with yourself. Are you ever going to use the air hockey table that hasn’t been used since you got it in 2011? What about your kids’ toys that they ma...
