Daryl Shows The Poconos

How to Dispute Credit Report Errors
CENTURY 21 Select Group 2 years ago

If you’ve checked your credit reports lately for errors, congratulations! That’s a smart first step to improving your credit score, which can make getting approved for home loans and credit cards, along with getting the best interest rates, a lot easier.

Errors can be as simple as a misspelled name, wrong phone number or address, or as serious as an account wrongly reported as delinquent.

The next step is to fix them. Here are some ways to resolve errors on your credit reports:

Write the Credit...
Simple Ways to Save Money and Pad Your Emergency Fund
CENTURY 21 Select Group 3 years ago

Having an emergency fund to help pay for an unexpected car repair, hospital visit, or other financial emergency is a smart financial move, but finding money to sock away each month is easier said than done. However, it is possible if you have a sound strategy in place.

Here are a few simple ways to save some money:

Buy and sell used
For one month, make it a point to only buy used items. And for each item you buy, sell something you already own.

While this tactic won’t necessarily work for food (...
Treating Yourself Can Be Beneficial to Reaching Your Financial Goals
CENTURY 21 Select Group 3 years ago

Have you ever made a purchase that has thrown your monthly budget off-kilter? Or maybe you’ve put financial restrictions on yourself that push you away from spending on things that bring you joy. The phrase “treat yourself” has been trending for a while, and the good news is there’s some benefit to it!

Placing money in your budget for splurges is important, but setting aside too little or too much can set you off the path of your financial goals. Here’s your guide to budgeting for the occasiona...
Home Shopping on Behalf of Another
CENTURY 21 Select Group 3 years ago

Buying a home is, perhaps, one of the most personal transactions you’ll ever undertake. How, then, can you help someone else find the home that’s just right for them—especially if they are unable to help with in-person input? Whether you’re helping your elderly parents relocate to a retirement community or helping an out-of-town friend relocate to your area, you’ll need to keep in mind some strategies for keeping the lines of communication open all the way to the closing table.

Define your leve...
How to Save Money If You Have Limited Income
CENTURY 21 Select Group 3 years ago

Everybody wants to save money to buy a house, take a vacation or be able to retire comfortably. If you have limited income, those goals can seem out of reach. It can be hard to save money if you don’t have much coming in, but there are ways that you can trim your spending and be able to set some money aside for the future.

Cut Expenses

For most families, housing is the biggest monthly expense. If you own a house, consider refinancing your mortgage to lower your monthly payments. That will exten...
Preparing for a 2021 Home Purchase
CENTURY 21 Select Group 3 years ago

While you may have been ready to buy a home during the 2020 spring market, the uncertainties caused by the pandemic may have put a damper on your plans. At this point, you may be uncertain about your post-COVID-19 real estate goals and unsure whether the opportunity to work from home will inspire you to move to another market or another type of home.

If you’re looking to get ready for a home purchase a few months down the road, this plan will help ensure you’ve covered all your bases. From fina...
Have a Big Family? Here's Some House Hunting Tips
CENTURY 21 Select Group 3 years ago
Having a large family can be great, but if there is one “drawback” it’s that you will need more space in a home to meet everyone’s needs and keep them comfortable. With a large family, you’ll need a larger house, because a home with three bedrooms and one bathroom isn’t going to cut it. You will need to look for homes with as much living and storage space as possible.    

To help in your search for a home, consider looking for a house with the following features:

Look for a Big Yard

A bigger y...
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